Health coverage for the electric cooperative family.
ECHBP is the health plan Alabama’s electric cooperatives built for their employees and families. Through our partners, the plan works to keep members healthy and keep their costs down.
Questions about enrollment, eligibility, or your coverage? Start with your cooperative’s HR department.
What do you need to do?
- Find a doctor or check a claim Blue Cross and Blue Shield of Alabama Search in-network providers, see what was paid, or get a new ID card.
- See a doctor from home First Stop Health Talk to a doctor by phone or video, day or night, for everyday illnesses.
- Get help with back or joint pain Hinge Health Physical therapy and exercise programs you do at home.
- Talk to someone Lucet Confidential counseling and 24/7 support for you and your family.
- Manage diabetes or blood pressure Livongo Free connected devices, supplies, and coaching for eligible members.
- Lose weight and keep it off Wondr Health An online program built around habits rather than diets.
About the plan
ECHBP strives to provide benefits that protect the health and welfare of the cooperative family. Participating cooperatives fund the plan together, and it’s run for its members rather than for profit.
The plan is administered by the Alabama Rural Electric Association, the statewide trade association of electric cooperatives, headquartered in Montgomery. Visit AREA’s website.
- Member cooperatives
- 21
- Covered lives
- 6,000+
- Contracts
- 2,250+
- Annual claims paid
- $34M
Figures as of 2026.
Our partners
ECHBP works with these partners to deliver your benefits. Each one is included in your plan.
-
Blue Cross and Blue Shield of Alabama
Medical claims and provider network
Processes your medical claims and gives you access to the Blue Cross provider network, ID cards, and claim history.
Go to bcbsal.org -
InterceptRx
Prescription savings
Helps you get eligible brand-name medications at a lower cost, often as a 90-day supply, alongside your regular pharmacy benefit.
Go to InterceptRx -
First Stop Health
Virtual care
Gives you 24/7 access to board-certified doctors by phone, video, or app for everyday illnesses, with prescriptions sent to your pharmacy when needed.
Go to First Stop Health -
Hinge Health
Back and joint care
Provides virtual physical therapy for back, neck, knee, and other joint pain, guided by a licensed physical therapist.
Sign up with Hinge Health -
Lucet
Mental health and counseling
Offers confidential counseling, 24/7 crisis support, and help finding in-network mental health and substance use care.
Go to Lucet -
Livongo
Diabetes and blood pressure
Sends eligible members a connected meter, free supplies, and personal coaching to help manage diabetes, prediabetes, or high blood pressure.
Go to Livongo -
OncoHealth
Cancer support
Through its Iris app, connects members facing cancer and their caregivers with 24/7 oncology nurses, cancer-focused therapists, dietitians, and peer mentors.
To get started, ask your cooperative’s HR department.
-
Wondr Health
Weight management
Teaches lasting habits for weight loss and better health through a self-paced online program.
Enroll with Wondr Health
Price transparency
Federal law requires health plans to publish machine-readable files of their negotiated rates. ECHBP’s files are hosted by Blue Cross and Blue Shield of Alabama.
- Machine-readable filesIn-network rates and out-of-network allowed amounts for medical services.
Contact
Start with your cooperative’s HR department. They handle enrollment, eligibility, adding family members, and most coverage questions.
For claims, doctors, and ID cards, call the Blue Cross number on the back of your member ID card.
If you still need help, email the plan at echbp@areapower.com and we’ll get back to you.
Please don’t email medical details, Social Security numbers, or claim information. Call instead, or use your Blue Cross member account, which is built to keep that information secure.